Up to 100% home loans for doctors and no LMI*
Are you a junior doctor looking to purchase your first home? Avant Financial Services is here to help.
We specialise in home loans for doctors and have access to a wide range of financing options that no one lender can match. We help find our clients competitive and suitable finance solutions such as 100% loan-to-value (LVR) home loans with no lenders mortgage insurance (LMI)* by understanding and explaining doctors’ unique income streams, career journeys and most importantly, credit character to a range of banks and financial institutions. Subject to servicing ability, 100% LVR + no LMI loans are available to help junior doctors who haven’t yet earned enough money for a deposit to get into their own homes sooner.
Request a free consultation today with an Avant finance specialist today.
Do you already have a property in mind?
Use the Avant Property Report# tool to gain insight into the property’s estimated valuation, suburb growth rates, estimated rental yields, school catchment zones and comparable properties on the market.
To access a CoreLogic generated Avant Property Report, click here.
Frequently asked questions
The amount you can borrow, also known as your borrowing capacity or borrowing power, is based on your unique financial circumstances. Your income, assets, liabilities and credit history can all affect your borrowing power.
Avant finance specialists are well versed in doctor’s unique earnings, complex financial structures and other circumstances that make financing through many banks challenging. They have access to products and lending partners that specialise in lending for doctors.
The deposit required depends largely on the type of home loan and lender. As a general rule, if you are an owner-occupier, you’ll require 5-10% of the purchase price as a deposit. Due to our relationship with lenders that offer preferential treatment to doctors, you may be able to access up to 100% of the loan amount.
State government stamp duty is around 3-6% of a property’s selling price. Each state or territory has different rules and calculations. Some offer discounts or exemptions to first home buyers.
The amount you can borrow, also known as your borrowing capacity or borrowing power, is based on your unique financial circumstances. Your income, assets, liabilities and credit history can all affect your borrowing power.
Avant finance specialists are well versed in doctor’s unique earnings, complex financial structures and other circumstances that make financing through many banks challenging. They have access to products and lending partners that specialise in lending for doctors.
The deposit required depends largely on the type of home loan and lender. As a general rule, if you are an owner-occupier, you’ll require 5-10% of the purchase price as a deposit. Due to our relationship with lenders that offer preferential treatment to doctors, you may be able to access up to 100% of the loan amount.
State government stamp duty is around 3-6% of a property’s selling price. Each state or territory has different rules and calculations. Some offer discounts or exemptions to first home buyers.