Up to 100% home loans for doctors and no LMI*
Are you a doctor looking to purchase a home? Whether it is your first or next home, an upsize or downsize, we can help.
Avant Financial Services specialises in home loans for doctors and has access to a wide range of financing options that no one lender can match. We find our clients competitive and suitable financial solutions such as 100% LVR home loans with no LMI* by understanding and explaining their unique income streams, career journeys and most importantly, credit character to a range of banks and financial institutions.
Request a free consultation today with an Avant finance specialist today.
Do you already have a property in mind?
Use the Avant Property Report# tool to gain insight into the property’s estimated valuation, suburb growth rates, estimated rental yields, school catchment zones and comparable properties on the market.
To access a CoreLogic generated Kooyong Property Report, click here.
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Purchasing a home
Frequently asked questions
The amount you can borrow, also known as your borrowing capacity or borrowing power, is based on your unique financial circumstances. Your income, assets, liabilities and credit history can all affect your borrowing power.
Avant finance specialists are well versed in doctor’s unique earnings, complex financial structures and other circumstances that make financing through many banks challenging. They have access to products and lending partners that specialise in lending for doctors.
The deposit required depends largely on the type of home loan and lender. As a general rule, if you are an owner-occupier, you’ll require 5-10% of the purchase price as a deposit. Due to our relationship with lenders that offer preferential treatment to doctors, you may be able to access up to 100% of the loan amount.
State government stamp duty is around 3-6% of a property’s selling price. Each state or territory has different rules and calculations. Some offer discounts or exemptions to first home buyers.
The amount you can borrow, also known as your borrowing capacity or borrowing power, is based on your unique financial circumstances. Your income, assets, liabilities and credit history can all affect your borrowing power.
Avant finance specialists are well versed in doctor’s unique earnings, complex financial structures and other circumstances that make financing through many banks challenging. They have access to products and lending partners that specialise in lending for doctors.
The deposit required depends largely on the type of home loan and lender. As a general rule, if you are an owner-occupier, you’ll require 5-10% of the purchase price as a deposit. Due to our relationship with lenders that offer preferential treatment to doctors, you may be able to access up to 100% of the loan amount.
State government stamp duty is around 3-6% of a property’s selling price. Each state or territory has different rules and calculations. Some offer discounts or exemptions to first home buyers.
© 2023 Avant Doctors’ Finance Pty Ltd. Avant Financial Services is a registered business name of Doctors Financial Services Pty Limited (ABN 56 610 510 328) exclusively licensed to Avant Doctors Finance Pty Ltd (ACN 637 769 361) and Avant Doctors’ Finance Brokers Pty Ltd (ABN 75 640 406 784), Credit Representative Number 523242. Avant Doctors’ Finance Brokers Pty Ltd is an authorised credit representative for Australian Finance Group Ltd (ABN 11066385822), Australian Credit Licence Number 389087. Credit services or assistance to which the National Credit Code applies are provided by Avant Doctors’ Finance Brokers (a wholly owned subsidiary of Avant Doctors’ Finance Pty Ltd). *Eligibility criteria, terms and conditions, fees and charges apply.