Purchasing an investment property?
Speak with a specialist today.

Avant Financial Services has relationships with lenders who offer up to 95% loan-to-value ratio (LVR) home loans with no lenders mortgage insurance (LMI)* to doctors.

With only a 5% deposit* for an investment property, your portfolio expansion may occur sooner than you thought.

We provide a wide range of financing options that no one lender can match, ensuring we find the best solution for your unique needs. When you are ready to proceed, we will be with you every step of the way.

Contact us today for a free consultation.

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Purchasing an investment property


We are finance specialists for doctors who offer an extensive range of loan options. Whether you are an intern, doctor-in-training, tenured doctor or run your own practice, we understand what is important. We prioritise your time and resources to help get you the right finance.

Unlike a bank that only provides its own loan options, we work with a wide range of lenders to ensure we find you the right solution.
This means we help save you time and money by doing the hard work for you of comparing options from different banks and finding the right solution for your unique circumstances.

Lenders Mortgage Insurance (LMI) is insurance taken out by the lender to provide a safety net to the bank if the borrower defaults on the loan repayments. This fee is usually added to your loan.
Due to our relationships with lenders and our expertise in understanding the complexities of doctors income structures, we can go along way to help you avoid LMI.
The Loan-to-Value Ratio (LVR) is the proportion of the loan amount to the valuation of the property.
If the property is valued at $1,000,000 and you have $100,000 it will require a loan of $900,000, the LVR is 90%.
Speaking with an Avant finance specialist could help you unlock a property accessing up to 95% LVR and avoid LMI.

Negative gearing is when the yearly property costs are higher than the income it generates. Losses can be offset against other income which makes negative gearing a tax advantage. Working with your accountant or tax advisor, we can help structure your loan to increase the tax effectiveness of your investment.

Due to our relationships with multiple lenders, we can quickly navigate the process to help you put an offer on that dream home sooner. To expedite your application, have your past 3 months of pay slips (or business tax returns if you’re self-employed) ready and start compiling a list of your assets, expenses, and liabilities including credit-cards. This will help our specialists apply for your pre-approval sooner!

When I originally was looking to purchase our first home, I had so much difficulty getting a loan. We had been to so many banks, that I felt like I was scouting everywhere. Then I met Jesse – within one month, he had it all sorted out.
Dr Maylene Pineda

Obstetrician & Gynaecologist

Would highly recommend Kate Farley and Matthew Anderson if you are looking for finance for practice or property. She kept me updated throughout the process and addressed all my concerns promptly. Really a smooth and a 5 star service.
Dr Khashayar


If I could give 10 stars, I would! Service was excellent. Our loan was complex and it didn’t faze them. With their professionalism, patience and persistence, they secured it.
Dr Kwai Lee

General Practitioner

Morne and Cassandra always go beyond expectations to help me with my mortgage needs! They fight our battles when it comes to betters interest rates, valuation and getting every single of the process sorted out! They’re highly recommended with eyes closed!
Dr Thiago Moreira

Resident Medical Officer

Excellent service. I highly recommend Michael & Natasha. I needed a car loan approved in a very short timeframe. They were both so helpful, approachable & highly professional. I’ve never had such a positive experience when looking for finance. Thank you again
Dr Jennifer Roche

General Practitioner

This information is general only and has not been prepared to suit your specific objectives, financial situation or needs. Please consider its appropriateness to your circumstances.

© 2023 Avant Doctors’ Finance Pty Ltd. Avant Financial Services is a registered business name of Doctors Financial Services Pty Limited (ABN 56 610 510 328) exclusively licensed to Avant Doctors Finance Pty Ltd (ACN 637 769 361) and Avant Doctors’ Finance Brokers Pty Ltd (ABN 75 640 406 784), Credit Representative Number 523242. Avant Doctors’ Finance Brokers Pty Ltd is an authorised credit representative for Australian Finance Group Ltd (ABN 11066385822), Australian Credit Licence Number 389087. Credit services or assistance to which the National Credit Code applies are provided by Avant Doctors’ Finance Brokers (a wholly owned subsidiary of Avant Doctors’ Finance Pty Ltd).*Eligibility criteria, terms and conditions, fees and charges apply.