Personal loans
Your personal loan should be tailored to you
Whether you have your sights set on a holiday, special occasion, big purchase or want to get on top of some existing debts, our personal loan options - designed with doctor’s needs and lives in mind - can ease the stress on your finances.
Why choose a personal loan?
We compare and customise finance options from a network of lenders who recognise doctor’s unique needs - so you never miss out on the right loan.
• Competitive interest rates - so you can budget with confidence
• Establishment fees may apply
• The flexibility to make extra repayments
A Kooyong Group personal advisor can take you through all the benefits and limitations of personal finance. If you like what you hear, they can quickly arrange a loan that best fits your needs.
Exclusively for doctors
You’ll save time, avoid frustration and secure the right loan with help from a lending specialist who only works with doctors.
One of our experienced and knowledgeable advisors will quickly understand your needs and plans, provide finance options and valuable insight – then arrange everything to get the funds into your hands sooner.
Why choose a personal loan?
We compare and customise finance options from a network of lenders who recognise doctor’s unique needs - so you never miss out on the right loan.
• Competitive interest rates - so you can budget with confidence
• Establishment fees may apply
• The flexibility to make extra repayments
A Kooyong Group personal advisor can take you through all the benefits and limitations of personal finance. If you like what you hear, they can quickly arrange a loan that best fits your needs.
Exclusively for doctors
You’ll save time, avoid frustration and secure the right loan with help from a lending specialist who only works with doctors.
One of our experienced and knowledgeable advisors will quickly understand your needs and plans, provide finance options and valuable insight – then arrange everything to get the funds into your hands sooner.
Arrange a personal loan in 4 simple steps
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1
Talk to an advisor
Discuss your unique situation and get the right loan for you.
-
2
Apply
Take advantage of our loan process.
-
3
Sign documents
Sign the paperwork and your application will be assessed.
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4
Gain approval
If your loan is approved, in most cases you’ll have funds available within days.
Gain a client’s perspective
Discover what it’s like to have a dedicated Kooyong Group advisor on your side.
I could see through my interactions with James that he was so much more interested in my story and what I wanted to achieve, than just looking at the numbers.
Artist & Owner - The Alchemist artists supply
Ready to know more? Get in touch to find out how we can help you achieve your personal finance goals
Send us an enquiryTalk to an advisor today
1300 99 22 08The service is so personalised. You don’t feel like you’re a small cog in a big machine. James and the team really take the time to understand our personal circumstances and investment goals.
Managing Director, Dan Murphy's
Frequently Asked Questions
If you take out a fixed rate personal loan, the interest rate will be fixed throughout the repayment term (subject to fees and charges). This means more certainty about what you owe.
With a variable rate personal loan, the interest rate fluctuates depending on market interest rates. This means your repayments may change from time to time. You may also be able to pay off your loan sooner and take money out, which means fewer repayment costs and more flexibility.
Yes, you can, unless the loan is fixed.
Not usually, however there may be some unique products that will allow redraw.
An unsecured personal loan isn’t secured against anything you own. A secured personal loan is held against something you own, such as your car or home. If you can’t repay your loan, the lender could sell the asset to get their money back.
Personal loans are unsecured and therefore seen as riskier type of finance and priced accordingly. However, they are much cheaper than credit card funding which can have interest rates of over 20%.
If you take out a fixed rate personal loan, the interest rate will be fixed throughout the repayment term (subject to fees and charges). This means more certainty about what you owe.
With a variable rate personal loan, the interest rate fluctuates depending on market interest rates. This means your repayments may change from time to time. You may also be able to pay off your loan sooner and take money out, which means fewer repayment costs and more flexibility.
Yes, you can, unless the loan is fixed.
Not usually, however there may be some unique products that will allow redraw.
An unsecured personal loan isn’t secured against anything you own. A secured personal loan is held against something you own, such as your car or home. If you can’t repay your loan, the lender could sell the asset to get their money back.
Personal loans are unsecured and therefore seen as riskier type of finance and priced accordingly. However, they are much cheaper than credit card funding which can have interest rates of over 20%.
Take a deeper look inside Kooyong Group
Gain valuable lending insights from our team of experts, and learn more about our commitment to the medical community and sustainable action.
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Testimonials
Dianne understands financial situations that are outside of the norm. She is incredibly intelligent and on point when you talk to her about what your needs might be.