Why choose a personal loan?

We compare and customise finance options from a network of lenders who recognise doctor’s unique needs - so you never miss out on the right loan.

• Competitive interest rates - so you can budget with confidence
• Establishment fees may apply
• The flexibility to make extra repayments

A Kooyong Group personal advisor can take you through all the benefits and limitations of personal finance. If you like what you hear, they can quickly arrange a loan that best fits your needs.

Why choose a personal loan?

Exclusively for doctors

You’ll save time, avoid frustration and secure the right loan with help from a lending specialist who only works with doctors.

One of our experienced and knowledgeable advisors will quickly understand your needs and plans, provide finance options and valuable insight – then arrange everything to get the funds into your hands sooner.

Exclusively for doctors

Arrange a personal loan in 4 simple steps

  • 1

    Talk to an advisor

    Discuss your unique situation and get the right loan for you.

  • 2


    Take advantage of our loan process.

  • 3

    Sign documents

    Sign the paperwork and your application will be assessed.

  • 4

    Gain approval

    If your loan is approved, in most cases you’ll have funds available within days.

Kapunda, South Australia

Gain a client’s perspective

Discover what it’s like to have a dedicated Kooyong Group advisor on your side.

Gain a client’s perspective
I could see through my interactions with James that he was so much more interested in my story and what I wanted to achieve, than just looking at the numbers.
Bonnie Hanlon

Artist & Owner - The Alchemist artists supply

Ready to know more? Get in touch to find out how we can help you achieve your personal finance goals

Send us an enquiry

Talk to an advisor today

1300 99 22 08
The service is so personalised. You don’t feel like you’re a small cog in a big machine. James and the team really take the time to understand our personal circumstances and investment goals.
Alex Freudmann

Managing Director, Dan Murphy's

Frequently Asked Questions

If you take out a fixed rate personal loan, the interest rate will be fixed throughout the repayment term (subject to fees and charges). This means more certainty about what you owe.

With a variable rate personal loan, the interest rate fluctuates depending on market interest rates. This means your repayments may change from time to time. You may also be able to pay off your loan sooner and take money out, which means fewer repayment costs and more flexibility.

Yes, you can, unless the loan is fixed.

Not usually, however there may be some unique products that will allow redraw.

An unsecured personal loan isn’t secured against anything you own. A secured personal loan is held against something you own, such as your car or home. If you can’t repay your loan, the lender could sell the asset to get their money back.

Personal loans are unsecured and therefore seen as riskier type of finance and priced accordingly. However, they are much cheaper than credit card funding which can have interest rates of over 20%.

We challenge convention.
We surprise our clients.
We are never ordinary.

Talk to an advisor today

1300 99 22 08

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Dianne understands financial situations that are outside of the norm. She is incredibly intelligent and on point when you talk to her about what your needs might be.
Trish Mason

Long term Kooyong Group client