Refinancing
Low fixed home loan rates
Home loans are a significant financial obligation, so it’s important that your repayments and inclusions best meet your current needs and future plans. As the RBA continues to keep the Australian cash rate low, we are positioned to pass on the savings to doctors.
Reasons to consider a switch
• Lower your interest rate and repayments
• Pay off your home sooner
• Bring higher interest debt into a home loan e.g. credit cards, personal and car loans
• Take advantage of tax benefits
Talk to one of our personal advisors about all the options, benefits and limitations of refinancing.
Tailor your loan
Talk to one of our personal advisors about your refinancing needs.
Exclusively for doctors
You’ll save time, avoid frustration and be certain you have the right home loan for you with help from a lending specialist who only works with doctors.
Your advisor will quickly understand your needs and circumstances, provide sound advice, and arrange the most appropriate and competitive finance.
Reasons to consider a switch
• Lower your interest rate and repayments
• Pay off your home sooner
• Bring higher interest debt into a home loan e.g. credit cards, personal and car loans
• Take advantage of tax benefits
Talk to one of our personal advisors about all the options, benefits and limitations of refinancing.
Tailor your loan
Talk to one of our personal advisors about your refinancing needs.
Exclusively for doctors
You’ll save time, avoid frustration and be certain you have the right home loan for you with help from a lending specialist who only works with doctors.
Your advisor will quickly understand your needs and circumstances, provide sound advice, and arrange the most appropriate and competitive finance.
Refinance your home in 4 simple steps
-
1
Talk to an advisor
Discuss your unique situation and get the right loan for you.
-
2
Apply
Take advantage of our loan process that streamlines doctor’s applications.
-
3
Sign documents
Sign the paperwork and your application will be assessed.
-
4
Gain approval
If your loan is approved, in most cases you’ll have funds available within days.
Gain a client’s perspective
Discover what it’s like to have a dedicated Kooyong Group advisor on your side.
I was being laughed out of the bank by the bank managers. They said 'come back in ten years time when you’re qualified..' Penny took away the difficulties associated with dealing with the banks that really enabled us to buy our first house.
Upper GI Surgeon, St Vincent's Hospital Melbourne
Ready to know more? Get in touch to find out how we can help you achieve your refinancing goals
Send us an enquiryTalk to an advisor today
1300 99 22 08Being a surgeon, I’m extremely time-poor. Kooyong made the complex task of re-financing my house very easy and smooth. Not having to devote a lot of intellectual energy to the process was hugely valuable.
Oesophago-Gastric and Bariatric Surgeon
Frequently Asked Questions
When you take out a new home loan, you use some or all of the funds to pay out your existing loan. The new loan often comes from a different lender, but you can stay with your existing lender too. If you move to a new lender, they take care of paying out your existing loan.
You can refinance your home loan for many reasons, such as:
• securing a cheaper rate
• renovating your home.
• paying off debts and rolling them into your home loan.
• using funds to buy a car.
Depending on the loan you switch to, refinancing can help by:
• Reducing your monthly repayments on a lower interest rate
• Reducing risk by switching from a variable rate to a fixed rate.
• Reducing uncertainty around monthly repayment amounts.
• Providing the flexibility to pay off your loan faster
• Consolidating credit cards, personal loans or other debts into a lower rate loan
• Freeing up cash to finance a renovation or investment property purchase
Your Kooyong Group advisor can take you through the pros and cons of refinancing and arrange the right tailored loan, should you decide to go ahead.
When you take out a new home loan, you use some or all of the funds to pay out your existing loan. The new loan often comes from a different lender, but you can stay with your existing lender too. If you move to a new lender, they take care of paying out your existing loan.
You can refinance your home loan for many reasons, such as:
• securing a cheaper rate
• renovating your home.
• paying off debts and rolling them into your home loan.
• using funds to buy a car.
Depending on the loan you switch to, refinancing can help by:
• Reducing your monthly repayments on a lower interest rate
• Reducing risk by switching from a variable rate to a fixed rate.
• Reducing uncertainty around monthly repayment amounts.
• Providing the flexibility to pay off your loan faster
• Consolidating credit cards, personal loans or other debts into a lower rate loan
• Freeing up cash to finance a renovation or investment property purchase
Your Kooyong Group advisor can take you through the pros and cons of refinancing and arrange the right tailored loan, should you decide to go ahead.
We challenge convention.
We surprise our clients.
We are never ordinary.
Talk to an advisor today
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