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Investment Property for Doctors

An investment in knowledge provides the biggest return

Before starting an investment portfolio, speak with a finance specialist to help assess your situation, establish your financial goals and structure your finances. Property information such as estimated sale value, yield and cash flow estimates and suburb growth is integral to making an informed investment decision.

Tips to get the right loan for you

Owning multiple properties and multiple entities often comes with many-sided considerations, from complex financial structures to tax efficiencies, debt recycling and more.

Avant finance specialists can provide you with invaluable expertise and tailored guidance on all matters while sourcing, negotiating and organising the investment loan that best supports your long-term goals. Doctors are eligible for 90% loan-to-value ratio (LVR) on an investment property while avoiding lenders mortgage insurance (LMI)*. 

It is essential that you discuss your finance options with a specialist to obtain the right financial solutions to purchase an investment property.  Click the tab below to arrange a complimentary call with a finance specialist.

Tips to get the right loan for you

Make a worthwhile investment

According to CoreLogic, dwellings have increased in value by 382% over the last 30 years.  Using the Avant Property Report# generator provided by Corelogic, doctors can gain insightful information on suburb growth trends, indicative rental yield and estimated sale value.

Click the tab below to speak with a finance specialist or access a property report.

Make a worthwhile investment

Will your investment property be positively or negatively geared?

Positive gearing is when you earn more income from your property in a year than the cost of owning the property.

Negative gearing is when the yearly property costs are higher than the income it generates. If you are negatively geared, you may be able to claim a tax deduction.

For median weekly rent information relating to a specific property or suburb, use the Avant Property Report# generator provided by CoreLogic.

Whether you’re self-employed or a PAYG employee, Avant’s deep understanding of your profession will allow you to obtain the best solution for your needs.

Will your investment property be positively or negatively geared?
Hallet Cove, South Australia

Gain a client’s perspective

Discover what it’s like to have a dedicated Avant finance specialist on your side.

Gain a client’s perspective
When I originally was looking to purchase our first home, I had so much difficulty getting a loan. We had been to so many banks, that I felt like I was scouting everywhere. Then I met Jesse – within one month, he had it all sorted out.
Dr Maylene Pineda

Obstetrician & Gynaecologist, NSW

Why Avant? We place your financial needs and aspirations at the centre of everything we do. Prioritising your valuable time and money.

Partner with one advisor

Build a relationship with a skilled and experienced doctor’s lending specialist who provides a level of personalised service and care you’ve been missing from your traditional banking experiences.

Connect now

Save valuable time

From direct phone, email and in-person contact with your dedicated advisor, to prompt solutions, minimal paperwork and consistent updates, we ensure your entire home loan experience is as immediate, beneficial and easy as possible.

Secure better home loans

Maximise your opportunities to acquire the ideal home loan solution for your needs by taking advantage of our unparalleled medical lending expertise, senior banking industry contacts, range of lenders and options designed for doctors.

Know we give back

Avant supports doctors at all stages of their careers by providing funding to improve quality, safety and professionalism in the practice of medicine.

Exclusively for doctors

Career costs, contracts while in training, diverse career paths, interim income and complex earnings…our people understand doctor’s unique professional and financing challenges more intimately than other lenders.

Arrange all your financing

We go on your entire journey with you. Whether you’re buying or upgrading a property, car, practice, equipment or something personal, we have the custom loan products and lending partners to help you thrive at every stage of your career and life.

Connect now

Ready to know more? Get in touch to find out how we can help you achieve your unique financial goals

Send us an enquiry

Talk to a finance specialist today

1300 99 22 08
If I could give 10 stars, I would! Service was excellent. Our loan was complex and it didn’t faze them. With their professionalism, patience and persistence, they secured it.
Dr Kwai Lee

General Practitioner

Frequently Asked Questions

It varies, depending on what you’re looking to achieve. They can be fixed, variable and interest only. They can be simple (like a standard home loan), or more complex to help you make effective use of tax, gearing and repayments. Loan features like redraw, offset and additional repayments can also help you manage your investment loan.

Positive gearing is when you earn more income from your property in a year than the cost of owning the property.

Negative gearing is when the yearly property costs are higher than the income it generates. If you are negatively geared, you may be able to claim a tax deduction.

Your Avant finance specialist can untangle the complexities of investing and arrange the most appropriate loan, should you decide to go ahead.

No, Avant property reports are free of charge. To obtain a property report, simply enter the property address, provide your details on the relevant form and the property report will be emailed to you.

No, you can request as many property reports as required.

The authors behind the property reports are CoreLogic. They are Australia’s leading provider of the very latest, accurate and powerful property insights and analytics. Many banks and real estate agents use this data when determining the property’s estimated value, suburb growth, estimated rental yields, and comparable properties on the market.

Yes, Avant specialist lenders work exclusively with doctors, dentists and veterinarians. They understand your career lifecycle and have access to a wide range of lenders to help find you the most achievable, suitable and competitive loan option.

We challenge convention.
We surprise our clients.
We are never ordinary.

Talk to a finance specialist today

1300 99 22 08

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